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For most people, finding the right home in Fort Collins, Colorado is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Fort Collins, Colorado lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Fort Collins within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Fort Collins that now offer 100% financing – no down payment certainly helps keep moving expenses down!

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Fort Collins was founded as a military outpost of the United States Army in 1864. There was a previous encampment, known as Camp Collins, on the Cache La Poudre River, near present-day Laporte. Camp Collins was erected during the Indian wars of the mid-1860s to protect the Overland mail route that had by this time detoured through the region. Travelers crossing the county on the Overland Trail would camp there, but a flood destroyed it in June 1864. Afterward, the commander of the fort wrote to the commandant of Fort Laramie in southeast Wyoming, Colonel William O. Collins, suggesting that a site several miles further down the Poudre would make a good location for the fort. The post was manned originally by two companies of the 11th Ohio Volunteer Cavalry and never had walls. -- Source: Wikipedia.com





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Census Data for Fort Collins, Colorado

Fort Collins Colorado United States
Population 118,652 4,301,261 281,421,906
Median age 28.2 34.3 35.3
Median age for Male 27.4 33.2 34
Median age for Female 29.1 35.4 36.5
Households 45,882 1,658,238 105,480,101
Household population 112,597 4,198,306 273,643,273
Average household size 2.45 2.53 2.59
Families 25,780 1,084,461 71,787,347
Average family size 3.01 3.09 3.14
Housing units 47,755 1,808,037 115,904,641
Occupied units 45,882 1,658,238 105,480,101
Vacant units 1,873 149,799 10,424,540

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